Forum
U.S. Supreme Court
Case Status
Decided
Docket Number
Term
Cert. Denied
Lower Court Opinion
Questions Presented
1. Whether the National Bank Act preempts state laws regulating national bank loan terms, such as California’s law requiring payment of interest on mortgage loan escrow accounts.
2. Whether the Ninth Circuit erred in disregarding OCC regulations concerning the applicability of state real-estate lending laws to national banks.
Case Updates
Cert. petition denied
November 19, 2018
U.S. Chamber urges Supreme Court to review whether the National Bank Act preempts California’s state escrow interest law
September 17, 2018
Click here to view the amicus brief filed jointly by the U.S. Chamber, Bank Policy Institute, American Bankers Association, Consumer Bankers Association, and Mortgage Bankers Association.
H. Rodgin Cohen, Michael M. Wiseman, Matthew A. Schwartz, and Montae Langston of Sullivan & Cromwell LLP served as co-counsel for the amici.
Case Documents
- Ninth Circuit Opinion -- Lusnak v. Bank of America, N.A. (Ninth Circuit).pdf
- Cert. Petition -- Bank of America, N.A. v. Lusnak (U.S. Supreme Court).pdf
- U.S. Chamber, et al. Amicus Brief -- Bank of America, N.A. v. Lusnak (U.S. Supreme Court).pdf
- Brief in Opposition -- Bank of America, N.A. v. Lusnak (U.S. Supreme Court).pdf