Retirement
With Americans living longer, healthier, and more active lives, retirement planning and saving are more important than ever. Through employer-sponsored retirement plans, businesses can provide benefits to help support the long-term financial security of their employees.
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Our Work
The U.S. Chamber works to make it easier for employers to provide retirement plans and financial wellness programs for their employees. Working closely with leaders on Capitol Hill and key federal agencies, we advocate for legislation and regulations that ease administrative burdens and promote innovation in plans and services.
Latest Content
On November 13, 2017 the U.S. Chamber of Commerce sent this letter to all members of the U.S. Senate to support the nomination of Preston Rutledge to be the Assistant Secretary of Labor at the Employee Benefits Security Administration.
6 million investment accounts face higher costs because of the Labor Department's regulation.
On November 6, 2017, the U.S. Chamber of Commerce sent this letter to the House Education and the Workforce Committee's Subcommittee on Health, Education, Labor, and Pensions Subcommittee Chairman Tim Walberg and Ranking Member Gregorio Sablan in support of H.R. 4158, the "Retirement Plan Modernization Act." H.R. 4158 would update the involuntary cash-out limit from $5,000 to $7,600, with future adjustments based on inflation.
On October 27, 2017, the U.S. Chamber of Commerce sent this comment letter to the Employee Benefits Security Administration in response to the Department of Labor's Proposed Regulation pertaining to the Extension of Applicability Date for Claims Procedure for Plans Providing Disability Benefits. The Chamber supports a delay of the January 1, 2018 effective date and urges the DOL to consider a delay period longer than the proposed 90 days.
On October 27, 2017, the U.S. Chamber of Commerce along with several other trade associations sent a comment letter to the Employee Benefits Security Administration Acting Assistant Secretary, Mr. Timothy Hauser in response to the Department of Labor's Proposed Regulation that would delay the applicability date of the rule amending disability claims procedures (81 Fed Reg. 92316 (Dec. 16, 2016), the “Regulation”) under the Employee Retirement Income Security Act of 1974 (“ERISA”).
We must find a solution that preserves investor choice and allows savers to retire with dignity.
In 2016 alone, private employers spent more than $242 billion on retirement income benefits. This publication includes the business practices of 13 employers working to ensure a financially sound future for their employees.
On October 11th, the U.S. Chamber of Commerce and the National Association of Manufacturers sent this joint comment letter to Internal Revenue Service Deputy Commissioner for Services and Enforcement Kirsten Wielobob and the U.S. Treasury Department Office of Tax Policy Assistant Secretary David Kautter regarding Mortality Tables for Determining Present Value Under Defined Benefit Pension Plans Final Regulation. October 11, 2017
The key to a sound financial future lays in having a choice of savings options.
On September 29th, the Chamber submitted a joint comment letter with the ERISA Industry Committee expressing concern about the breadth of the proposal, the impact it will have on the ability to use limited scope audits, and the lack of an economic analysis. The letter followed the Chamber’s request for an extension of the original comment deadline in August.
